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Introduction to Bank Mitra
Roles and Responsibilities of Bank Mitra
Relationship with SHG Members and Women Clients
Staff Structure in a Bank Branch and Their Roles
Incentive Structure
Banks in Financial Inclusion and Institutional Structure
Formal and Non-Formal Financial Institutions
Introduction to Banks and the Indian Banking System
Types of Banks, RBI, and NABARD
Role of Banks in Financial Inclusion
Introduction to BLBC, DCC, and Small Committee
Use of BC BE SHGs as Vehicles for Financial Inclusion and Financial Literacy
Savings and Credit Linkage for SHGs
KYC Requirements and Procedures for Account Opening individuals and SHGs
Types of Customers
Types of Savings Accounts
Importance and Benefits of Savings Accounts
Field Visit to Bank Branch, GPLF, and SHG
SHG-Bank Linkage and Credit Eligibility
Terms and Conditions of Loans, Term Loans, and CC Loan Features
SHG Identification for Credit Linkage - Fresh and Repeat
Branch Annual Bank Linkage Plan
Loan Repayment Schedule
Interaction with CRP, MBK, and Bank Mitra
Demonstration of SHG Grading and MIP Preparation
Visit to Bank Branch and Interaction with Branch Manager and Bank Mitra
Visit GPLF and Understand the Role of Bank Mitra and Bank Status
Soft Skills and Personal Development
Demonstration of SHG Grading by MBK and CRP
Demonstration of MIP Preparation by CRP and MBK
Customer Service Skills for Bank Mitra's
Communication and Problem Solving
Time Management Skills
Community Relationship Management
Ethics and Values
Cyber Security and Data Privacy
Importance of Excellent Customer Service in Banking
Effective Communication and Interpersonal Skills
Handling Customer Queries and Complaints Professionally
Importance of Maintaining Confidentiality and Ethical Behavior
Digital Financial Services Offered by Banks
Online Transactions
Cyber Security
Prevention of Common Online Threats and Scams
Data Privacy
Financial Literacy and Money Management
Importance of Financial Literacy and Financial Transactions
Basic Concepts of Saving, Budgeting, and Debt Management
Loan Process and Responsible Borrowing
Introduction to Different Types of Loans
Loan Documentation and Repayment Procedures
Importance of Responsible Borrowing and Financial Literacy
Sanctioning of Loans
Cash Handling, Records, and Digital Tools
Cash Management and Security Protocols
Record Keeping and Maintaining Accurate Registers and Reports
Technology and Tools
Banking Laws and Regulatory Framework
Banking Regulation Act (BR Act)
Consumer Protection Act
Digital Personal Data Protection Act (DPDP Act)
International Ombudsman and RBI Ombudsman Scheme
Negotiable Instruments Act
Reserve Bank of India Act (RBI Act)
Types of Bank Notes and Their Features
Bankers' Books Evidence Act